GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Sep 30, 2019

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-19-000126Bank
Sequential deposit growth44thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.deposits

0.54% · CORE · VALID

Net-income growth15thOwn-history percentile · N=13
Evidence method

Yoy · gp.fundamentals.net_income

3.74% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_expense

36.62% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_income

7.71% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$155.7M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth56thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.loans

2.32% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.64%
Current
0.54%
Delta
2.18%
Earnings Growth Decreased
Previous
20.88%
Current
3.74%
Delta
-17.14%
Funding Cost Growth Decreased
Previous
57.26%
Current
36.62%
Delta
-20.64%
Interest Income Growth Decreased
Previous
11.89%
Current
7.71%
Delta
-4.18%
Liquidity Increased
Previous
$154.9M
Current
$155.7M
Delta
$762,000
Loan Growth Increased
Previous
-0.42%
Current
2.32%
Delta
2.74%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.