GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Mar 31, 2026

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-26-000052Bank
Sequential deposit growth70thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.75% · CORE · VALID

Net-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-4.66% · CORE · VALID

Interest-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

9.49% · CORE · VALID

Cash and equivalents15thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$137.0M · CORE · VALID

Sequential loan growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.81% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Sep 30, 20215/5 normalizedLevel 3Dec 31, 20216/6 normalizedLevel 3Mar 31, 20226/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20245/5 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.06%
Current
1.75%
Delta
-3.32%
Earnings Growth Increased
Previous
-29.07%
Current
-4.66%
Delta
24.40%
Interest Income Growth Increased
Previous
0.04%
Current
9.49%
Delta
9.45%
Liquidity Increased
Previous
$135.1M
Current
$137.0M
Delta
$1.9M
Loan Growth Decreased
Previous
4.58%
Current
0.81%
Delta
-3.78%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · OCFC Fundamental State →Transitioned To · OCFC DEPOSIT_GROWTH_DECREASED →Transitioned To · OCFC EARNINGS_GROWTH_INCREASED →Transitioned To · OCFC INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · OCFC LIQUIDITY_INCREASED →Transitioned To · OCFC LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.