Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-22-000022 Bank
Sequential deposit growth 25th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.42% · CORE · VALID
Net-income growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
73.87% · CORE · VALID
Interest-expense growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-44.86% · CORE · VALID
Interest-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-9.88% · CORE · VALID
Cash and equivalents 36th Own-history percentile · N=11
Evidence method Level · gp.fundamentals.cash
$224.8M · CORE · VALID
Sequential loan growth 70th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
5.45% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.81%
Current -0.42%
Delta -4.23% Funding Cost Growth Increased
Previous -48.76%
Current -44.86%
Delta 3.90% Interest Income Growth Decreased
Previous -8.11%
Current -9.88%
Delta -1.77% Liquidity Decreased
Previous $1.0B
Current $224.8M
Delta -$782.9M Loan Growth Increased
Previous 4.70%
Current 5.45%
Delta 0.74% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.