Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-22-000123 Bank
Sequential deposit growth 50th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
1.30% · CORE · VALID
Net-income growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
59.77% · CORE · VALID
Interest-expense growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
75.36% · CORE · VALID
Interest-income growth 75th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
29.36% · CORE · VALID
Cash and equivalents 29th Own-history percentile · N=14
Evidence method Level · gp.fundamentals.cash
$170.7M · CORE · VALID
Sequential loan growth 55th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
3.11% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -2.23%
Current 1.30%
Delta 3.54% Earnings Growth Increased
Previous -5.22%
Current 59.77%
Delta 64.98% Funding Cost Growth Increased
Previous -7.57%
Current 75.36%
Delta 82.93% Interest Income Growth Increased
Previous 19.29%
Current 29.36%
Delta 10.07% Liquidity Decreased
Previous $189.1M
Current $170.7M
Delta -$18.4M Loan Growth Decreased
Previous 3.47%
Current 3.11%
Delta -0.36% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.