GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Sep 30, 2022

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-22-000123Bank
Sequential deposit growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.30% · CORE · VALID

Net-income growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

59.77% · CORE · VALID

Interest-expense growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

75.36% · CORE · VALID

Interest-income growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

29.36% · CORE · VALID

Cash and equivalents29thOwn-history percentile · N=14
Evidence method

Level · gp.fundamentals.cash

$170.7M · CORE · VALID

Sequential loan growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.11% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.23%
Current
1.30%
Delta
3.54%
Earnings Growth Increased
Previous
-5.22%
Current
59.77%
Delta
64.98%
Funding Cost Growth Increased
Previous
-7.57%
Current
75.36%
Delta
82.93%
Interest Income Growth Increased
Previous
19.29%
Current
29.36%
Delta
10.07%
Liquidity Decreased
Previous
$189.1M
Current
$170.7M
Delta
-$18.4M
Loan Growth Decreased
Previous
3.47%
Current
3.11%
Delta
-0.36%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.