GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Jun 30, 2026

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001004702-26-000120Bank
Sequential deposit growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

59.20% · CORE · VALID

Net-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-115.90% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

35.38% · CORE · VALID

Cash and equivalents70thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$274.1M · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

45.46% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.75%
Current
59.20%
Delta
57.45%
Earnings Growth Decreased
Previous
-4.66%
Current
-115.90%
Delta
-111.24%
Interest Income Growth Increased
Previous
9.49%
Current
35.38%
Delta
25.89%
Liquidity Increased
Previous
$137.0M
Current
$274.1M
Delta
$137.1M
Loan Growth Increased
Previous
0.81%
Current
45.46%
Delta
44.65%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Sep 30, 2025
Similarity
73%
Compared
5 dimensions
Coverage
100%
Liquidity 10.0 · Loan Growth 20.0 · Deposit Growth 25.0 · Earnings Growth 10.0 · Interest Income Growth 50.0
Mar 31, 2020
Similarity
67%
Compared
3 dimensions
Coverage
60%
Deposit Growth 16.7 · Earnings Growth 13.3 · Interest Income Growth 53.3
Mar 31, 2022
Similarity
62%
Compared
5 dimensions
Coverage
100%
Liquidity 36.7 · Loan Growth 25.0 · Deposit Growth 35.0 · Earnings Growth 20.0 · Interest Income Growth 60.0
Sep 30, 2023
Similarity
60%
Compared
5 dimensions
Coverage
100%
Liquidity 14.4 · Loan Growth 85.0 · Deposit Growth 20.0 · Earnings Growth 5.0 · Interest Income Growth 0.0
Mar 31, 2023
Similarity
60%
Compared
5 dimensions
Coverage
100%
Liquidity 7.5 · Loan Growth 70.0 · Deposit Growth 35.0 · Earnings Growth 40.0 · Interest Income Growth 20.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.