GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Dec 31, 2023

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-24-000011Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.94% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-29.04% · CORE · VALID

Interest-expense growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

343.67% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

41.00% · CORE · VALID

Cash and equivalents5thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$153.7M · CORE · VALID

Sequential loan growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.68% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.70%
Current
-0.94%
Delta
-4.64%
Earnings Growth Increased
Previous
-46.47%
Current
-29.04%
Delta
17.43%
Funding Cost Growth Decreased
Previous
363.84%
Current
343.67%
Delta
-20.16%
Interest Income Growth Decreased
Previous
43.36%
Current
41.00%
Delta
-2.35%
Liquidity Decreased
Previous
$408.9M
Current
$153.7M
Delta
-$255.2M
Loan Growth Increased
Previous
0.38%
Current
0.68%
Delta
0.30%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.