GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Jun 30, 2023

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-23-000133Bank
Sequential deposit growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.65% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-4.02% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

572.78% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

50.98% · CORE · VALID

Cash and equivalents59thOwn-history percentile · N=17
Evidence method

Level · gp.fundamentals.cash

$457.7M · CORE · VALID

Sequential loan growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.43% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.29%
Current
1.65%
Delta
-1.63%
Earnings Growth Decreased
Previous
8.25%
Current
-4.02%
Delta
-12.26%
Funding Cost Growth Increased
Previous
495.50%
Current
572.78%
Delta
77.28%
Interest Income Growth Decreased
Previous
52.81%
Current
50.98%
Delta
-1.84%
Liquidity Decreased
Previous
$496.2M
Current
$457.7M
Delta
-$38.5M
Loan Growth Decreased
Previous
1.20%
Current
0.43%
Delta
-0.77%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.