Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-23-000133 Bank
Sequential deposit growth 60th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
1.65% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-4.02% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
572.78% · CORE · VALID
Interest-income growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
50.98% · CORE · VALID
Cash and equivalents 59th Own-history percentile · N=17
Evidence method Level · gp.fundamentals.cash
$457.7M · CORE · VALID
Sequential loan growth 15th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
0.43% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.29%
Current 1.65%
Delta -1.63% Earnings Growth Decreased
Previous 8.25%
Current -4.02%
Delta -12.26% Funding Cost Growth Increased
Previous 495.50%
Current 572.78%
Delta 77.28% Interest Income Growth Decreased
Previous 52.81%
Current 50.98%
Delta -1.84% Liquidity Decreased
Previous $496.2M
Current $457.7M
Delta -$38.5M Loan Growth Decreased
Previous 1.20%
Current 0.43%
Delta -0.77% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.