GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Sep 30, 2021

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-21-000138Bank
Sequential deposit growth70thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.81% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-48.76% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-8.11% · CORE · VALID

Cash and equivalents60thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$1.0B · CORE · VALID

Sequential loan growth68thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

4.70% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.92%
Current
3.81%
Delta
4.73%
Funding Cost Growth Decreased
Previous
-45.82%
Current
-48.76%
Delta
-2.94%
Interest Income Growth Increased
Previous
-13.08%
Current
-8.11%
Delta
4.96%
Liquidity Decreased
Previous
$1.1B
Current
$1.0B
Delta
-$103.4M
Loan Growth Decreased
Previous
25.24%
Current
4.70%
Delta
-20.53%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.