Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-22-000113 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-2.23% · CORE · VALID
Net-income growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-5.22% · CORE · VALID
Interest-expense growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-7.57% · CORE · VALID
Interest-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
19.29% · CORE · VALID
Cash and equivalents 31th Own-history percentile · N=13
Evidence method Level · gp.fundamentals.cash
$189.1M · CORE · VALID
Sequential loan growth 60th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
3.47% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.32%
Current -2.23%
Delta -5.56% Earnings Growth Increased
Previous -21.22%
Current -5.22%
Delta 16.00% Funding Cost Growth Increased
Previous -40.05%
Current -7.57%
Delta 32.48% Interest Income Growth Increased
Previous 7.20%
Current 19.29%
Delta 12.09% Liquidity Decreased
Previous $211.2M
Current $189.1M
Delta -$22.1M Loan Growth Decreased
Previous 5.62%
Current 3.47%
Delta -2.14% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.