GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Jun 30, 2022

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-22-000113Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.23% · CORE · VALID

Net-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-5.22% · CORE · VALID

Interest-expense growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-7.57% · CORE · VALID

Interest-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

19.29% · CORE · VALID

Cash and equivalents31thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$189.1M · CORE · VALID

Sequential loan growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.47% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.32%
Current
-2.23%
Delta
-5.56%
Earnings Growth Increased
Previous
-21.22%
Current
-5.22%
Delta
16.00%
Funding Cost Growth Increased
Previous
-40.05%
Current
-7.57%
Delta
32.48%
Interest Income Growth Increased
Previous
7.20%
Current
19.29%
Delta
12.09%
Liquidity Decreased
Previous
$211.2M
Current
$189.1M
Delta
-$22.1M
Loan Growth Decreased
Previous
5.62%
Current
3.47%
Delta
-2.14%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.