Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-24-000077 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-1.90% · CORE · VALID
Net-income growth 45th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
2.81% · CORE · VALID
Interest-expense growth 80th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
87.36% · CORE · VALID
Interest-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
16.23% · CORE · VALID
Cash and equivalents 0th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$130.4M · CORE · VALID
Sequential loan growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-0.68% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -0.94%
Current -1.90%
Delta -0.96% Earnings Growth Increased
Previous -29.04%
Current 2.81%
Delta 31.85% Funding Cost Growth Decreased
Previous 343.67%
Current 87.36%
Delta -256.31% Interest Income Growth Decreased
Previous 41.00%
Current 16.23%
Delta -24.77% Liquidity Decreased
Previous $153.7M
Current $130.4M
Delta -$23.3M Loan Growth Decreased
Previous 0.68%
Current -0.68%
Delta -1.36% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.