GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Mar 31, 2024

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-24-000077Bank
Sequential deposit growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.90% · CORE · VALID

Net-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

2.81% · CORE · VALID

Interest-expense growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

87.36% · CORE · VALID

Interest-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

16.23% · CORE · VALID

Cash and equivalents0thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$130.4M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.68% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-0.94%
Current
-1.90%
Delta
-0.96%
Earnings Growth Increased
Previous
-29.04%
Current
2.81%
Delta
31.85%
Funding Cost Growth Decreased
Previous
343.67%
Current
87.36%
Delta
-256.31%
Interest Income Growth Decreased
Previous
41.00%
Current
16.23%
Delta
-24.77%
Liquidity Decreased
Previous
$153.7M
Current
$130.4M
Delta
-$23.3M
Loan Growth Decreased
Previous
0.68%
Current
-0.68%
Delta
-1.36%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.