GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Dec 31, 2019

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-20-000027Bank
Sequential deposit growth53thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

1.73% · CORE · VALID

Net-income growth36thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

23.14% · CORE · VALID

Interest-expense growth29thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

46.11% · CORE · VALID

Interest-income growth7thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

11.62% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$133.2M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth53thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.loans

2.07% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.54%
Current
1.73%
Delta
1.20%
Earnings Growth Increased
Previous
3.74%
Current
23.14%
Delta
19.40%
Funding Cost Growth Increased
Previous
36.62%
Current
46.11%
Delta
9.50%
Interest Income Growth Increased
Previous
7.71%
Current
11.62%
Delta
3.91%
Liquidity Decreased
Previous
$155.7M
Current
$133.2M
Delta
-$22.5M
Loan Growth Decreased
Previous
2.32%
Current
2.07%
Delta
-0.25%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.