Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-20-000027 Bank
Sequential deposit growth 53th Own-history percentile · N=17
Evidence method Sequential · gp.financial.deposits
1.73% · CORE · VALID
Net-income growth 36th Own-history percentile · N=14
Evidence method Yoy · gp.fundamentals.net_income
23.14% · CORE · VALID
Interest-expense growth 29th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_expense
46.11% · CORE · VALID
Interest-income growth 7th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_income
11.62% · CORE · VALID
Cash and equivalents RAW Current state valid · history insufficient
Evidence method Level · gp.fundamentals.cash
$133.2M · CORE · NOT_ENOUGH_HISTORY
Sequential loan growth 53th Own-history percentile · N=17
Evidence method Sequential · gp.financial.loans
2.07% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 0.54%
Current 1.73%
Delta 1.20% Earnings Growth Increased
Previous 3.74%
Current 23.14%
Delta 19.40% Funding Cost Growth Increased
Previous 36.62%
Current 46.11%
Delta 9.50% Interest Income Growth Increased
Previous 7.71%
Current 11.62%
Delta 3.91% Liquidity Decreased
Previous $155.7M
Current $133.2M
Delta -$22.5M Loan Growth Decreased
Previous 2.32%
Current 2.07%
Delta -0.25% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.