GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Dec 31, 2022

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-23-000017Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.85% · CORE · VALID

Net-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

33.18% · CORE · VALID

Interest-expense growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

46.10% · CORE · VALID

Interest-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

26.04% · CORE · VALID

Cash and equivalents27thOwn-history percentile · N=15
Evidence method

Level · gp.fundamentals.cash

$168.0M · CORE · VALID

Sequential loan growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.03% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.30%
Current
-2.85%
Delta
-4.16%
Earnings Growth Decreased
Previous
59.77%
Current
33.18%
Delta
-26.58%
Funding Cost Growth Decreased
Previous
75.36%
Current
46.10%
Delta
-29.26%
Interest Income Growth Decreased
Previous
29.36%
Current
26.04%
Delta
-3.32%
Liquidity Decreased
Previous
$170.7M
Current
$168.0M
Delta
-$2.7M
Loan Growth Decreased
Previous
3.11%
Current
2.03%
Delta
-1.08%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.