Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-23-000017 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-2.85% · CORE · VALID
Net-income growth 50th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
33.18% · CORE · VALID
Interest-expense growth 50th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
46.10% · CORE · VALID
Interest-income growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
26.04% · CORE · VALID
Cash and equivalents 27th Own-history percentile · N=15
Evidence method Level · gp.fundamentals.cash
$168.0M · CORE · VALID
Sequential loan growth 35th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.03% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.30%
Current -2.85%
Delta -4.16% Earnings Growth Decreased
Previous 59.77%
Current 33.18%
Delta -26.58% Funding Cost Growth Decreased
Previous 75.36%
Current 46.10%
Delta -29.26% Interest Income Growth Decreased
Previous 29.36%
Current 26.04%
Delta -3.32% Liquidity Decreased
Previous $170.7M
Current $168.0M
Delta -$2.7M Loan Growth Decreased
Previous 3.11%
Current 2.03%
Delta -1.08% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.