Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-19-000109 Bank
Sequential deposit growth 7th Own-history percentile · N=15
Evidence method Sequential · gp.financial.deposits
-1.64% · CORE · VALID
Net-income growth 25th Own-history percentile · N=12
Evidence method Yoy · gp.fundamentals.net_income
20.88% · CORE · VALID
Interest-expense growth 50th Own-history percentile · N=12
Evidence method Yoy · gp.financial.interest_expense
57.26% · CORE · VALID
Interest-income growth 0th Own-history percentile · N=12
Evidence method Yoy · gp.financial.interest_income
11.89% · CORE · VALID
Cash and equivalents RAW Current state valid · history insufficient
Evidence method Level · gp.fundamentals.cash
$154.9M · CORE · NOT_ENOUGH_HISTORY
Sequential loan growth 7th Own-history percentile · N=15
Evidence method Sequential · gp.financial.loans
-0.42% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 8.18%
Current -1.64%
Delta -9.82% Earnings Growth Decreased
Previous 290.14%
Current 20.88%
Delta -269.27% Funding Cost Growth Decreased
Previous 68.87%
Current 57.26%
Delta -11.62% Interest Income Growth Decreased
Previous 21.62%
Current 11.89%
Delta -9.73% Liquidity Decreased
Previous $155.5M
Current $154.9M
Delta -$627,000 Loan Growth Decreased
Previous 6.98%
Current -0.42%
Delta -7.40% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.