Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-22-000087 Bank
Sequential deposit growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.32% · CORE · VALID
Net-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-21.22% · CORE · VALID
Interest-expense growth 15th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-40.05% · CORE · VALID
Interest-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
7.20% · CORE · VALID
Cash and equivalents 33th Own-history percentile · N=12
Evidence method Level · gp.fundamentals.cash
$211.2M · CORE · VALID
Sequential loan growth 75th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
5.62% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -0.42%
Current 3.32%
Delta 3.75% Earnings Growth Decreased
Previous 73.87%
Current -21.22%
Delta -95.09% Funding Cost Growth Increased
Previous -44.86%
Current -40.05%
Delta 4.81% Interest Income Growth Increased
Previous -9.88%
Current 7.20%
Delta 17.08% Liquidity Decreased
Previous $224.8M
Current $211.2M
Delta -$13.6M Loan Growth Increased
Previous 5.45%
Current 5.62%
Delta 0.17% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.