GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Mar 31, 2022

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-22-000087Bank
Sequential deposit growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.32% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-21.22% · CORE · VALID

Interest-expense growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-40.05% · CORE · VALID

Interest-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

7.20% · CORE · VALID

Cash and equivalents33thOwn-history percentile · N=12
Evidence method

Level · gp.fundamentals.cash

$211.2M · CORE · VALID

Sequential loan growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

5.62% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.42%
Current
3.32%
Delta
3.75%
Earnings Growth Decreased
Previous
73.87%
Current
-21.22%
Delta
-95.09%
Funding Cost Growth Increased
Previous
-44.86%
Current
-40.05%
Delta
4.81%
Interest Income Growth Increased
Previous
-9.88%
Current
7.20%
Delta
17.08%
Liquidity Decreased
Previous
$224.8M
Current
$211.2M
Delta
-$13.6M
Loan Growth Increased
Previous
5.45%
Current
5.62%
Delta
0.17%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.