GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Sep 30, 2023

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-23-000162Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.70% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-46.47% · CORE · VALID

Interest-expense growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

363.84% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

43.36% · CORE · VALID

Cash and equivalents56thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$408.9M · CORE · VALID

Sequential loan growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.38% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.65%
Current
3.70%
Delta
2.04%
Earnings Growth Decreased
Previous
-4.02%
Current
-46.47%
Delta
-42.45%
Funding Cost Growth Decreased
Previous
572.78%
Current
363.84%
Delta
-208.94%
Interest Income Growth Decreased
Previous
50.98%
Current
43.36%
Delta
-7.62%
Liquidity Decreased
Previous
$457.7M
Current
$408.9M
Delta
-$48.9M
Loan Growth Decreased
Previous
0.43%
Current
0.38%
Delta
-0.05%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.