Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-23-000162 Bank
Sequential deposit growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.70% · CORE · VALID
Net-income growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-46.47% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
363.84% · CORE · VALID
Interest-income growth 80th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
43.36% · CORE · VALID
Cash and equivalents 56th Own-history percentile · N=18
Evidence method Level · gp.fundamentals.cash
$408.9M · CORE · VALID
Sequential loan growth 15th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
0.38% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 1.65%
Current 3.70%
Delta 2.04% Earnings Growth Decreased
Previous -4.02%
Current -46.47%
Delta -42.45% Funding Cost Growth Decreased
Previous 572.78%
Current 363.84%
Delta -208.94% Interest Income Growth Decreased
Previous 50.98%
Current 43.36%
Delta -7.62% Liquidity Decreased
Previous $457.7M
Current $408.9M
Delta -$48.9M Loan Growth Decreased
Previous 0.43%
Current 0.38%
Delta -0.05% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.