Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-20-000116 Bank
Sequential deposit growth 83th Own-history percentile · N=18
Evidence method Sequential · gp.financial.deposits
24.70% · CORE · VALID
Net-income growth 13th Own-history percentile · N=15
Evidence method Yoy · gp.fundamentals.net_income
-21.91% · CORE · VALID
Interest-expense growth 53th Own-history percentile · N=15
Evidence method Yoy · gp.financial.interest_expense
54.25% · CORE · VALID
Interest-income growth 27th Own-history percentile · N=15
Evidence method Yoy · gp.financial.interest_income
28.51% · CORE · VALID
Cash and equivalents RAW Current state valid · history insufficient
Evidence method Level · gp.fundamentals.cash
$307.2M · CORE · NOT_ENOUGH_HISTORY
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 1.73%
Current 24.70%
Delta 22.97% Earnings Growth Decreased
Previous 23.14%
Current -21.91%
Delta -45.05% Funding Cost Growth Increased
Previous 46.11%
Current 54.25%
Delta 8.13% Interest Income Growth Increased
Previous 11.62%
Current 28.51%
Delta 16.89% Liquidity Increased
Previous $133.2M
Current $307.2M
Delta $174.0M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.