GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Dec 31, 2020

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-21-000026Bank
Sequential deposit growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.55% · CORE · VALID

Net-income growth17thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

-28.52% · CORE · VALID

Interest-expense growth6thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

26.19% · CORE · VALID

Interest-income growth33thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

22.93% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$1.3B · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.52%
Current
1.55%
Delta
-1.96%
Earnings Growth Increased
Previous
-119.73%
Current
-28.52%
Delta
91.20%
Funding Cost Growth Increased
Previous
19.85%
Current
26.19%
Delta
6.34%
Interest Income Growth Increased
Previous
20.91%
Current
22.93%
Delta
2.03%
Liquidity Increased
Previous
$1.0B
Current
$1.3B
Delta
$280.3M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.