GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OCFC · Sep 30, 2020

OCEANFIRST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001004702-20-000164Bank
Sequential deposit growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.52% · CORE · VALID

Net-income growth0thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

-119.73% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

19.85% · CORE · VALID

Interest-income growth18thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

20.91% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$1.0B · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
13.63%
Current
3.52%
Delta
-10.11%
Earnings Growth Decreased
Previous
-1.80%
Current
-119.73%
Delta
-117.92%
Funding Cost Growth Decreased
Previous
26.80%
Current
19.85%
Delta
-6.94%
Interest Income Growth Decreased
Previous
22.28%
Current
20.91%
Delta
-1.37%
Liquidity Increased
Previous
$779.3M
Current
$1.0B
Delta
$259.1M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.