GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Jun 30, 2022

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-22-000060Bank
Sequential deposit growth0thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

-3.24% · CORE · VALID

Net-income growth31thOwn-history percentile · N=13
Evidence method

Yoy · gp.fundamentals.net_income

-1.70% · CORE · VALID

Interest-expense growth46thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_expense

10.90% · CORE · VALID

Interest-income growth69thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_income

28.14% · CORE · VALID

Cash and equivalents71thOwn-history percentile · N=17
Evidence method

Level · gp.fundamentals.cash

$354.5M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
17.39%
Current
-3.24%
Delta
-20.63%
Earnings Growth Decreased
Previous
43.16%
Current
-1.70%
Delta
-44.86%
Funding Cost Growth Decreased
Previous
12.07%
Current
10.90%
Delta
-1.17%
Interest Income Growth Increased
Previous
22.36%
Current
28.14%
Delta
5.78%
Liquidity Decreased
Previous
$427.2M
Current
$354.5M
Delta
-$72.7M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.