GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Mar 31, 2022

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-23-000057Bank
Sequential deposit growth93thOwn-history percentile · N=14
Evidence method

Sequential · gp.financial.deposits

17.39% · CORE · VALID

Net-income growth33thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

15.38% · CORE · VALID

Interest-expense growth50thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_expense

12.07% · CORE · VALID

Interest-income growth58thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

22.36% · CORE · VALID

Cash and equivalents81thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$427.2M · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.loans

43314.82% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
2.03%
Current
17.39%
Delta
15.36%
Earnings Growth Increased
Previous
8.60%
Current
15.38%
Delta
6.78%
Funding Cost Growth Decreased
Previous
95.72%
Current
12.07%
Delta
-83.65%
Interest Income Growth Increased
Previous
21.17%
Current
22.36%
Delta
1.19%
Liquidity Increased
Previous
$197.5M
Current
$427.2M
Delta
$229.7M
Loan Growth Decreased
Previous
44143.41%
Current
43314.82%
Delta
-828.59%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.