GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Sep 30, 2024

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-24-000087Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.77% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-9.25% · CORE · VALID

Interest-expense growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

31.67% · CORE · VALID

Interest-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

1.82% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$301.3M · CORE · VALID

Sequential loan growth68thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

2.64% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.50%
Current
-1.77%
Delta
-3.27%
Earnings Growth Increased
Previous
-22.29%
Current
-9.25%
Delta
13.04%
Funding Cost Growth Decreased
Previous
44.88%
Current
31.67%
Delta
-13.21%
Interest Income Growth Decreased
Previous
3.67%
Current
1.82%
Delta
-1.85%
Liquidity Decreased
Previous
$391.2M
Current
$301.3M
Delta
-$89.9M
Loan Growth Increased
Previous
-1.21%
Current
2.64%
Delta
3.85%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.