GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Jun 30, 2026

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001730984-26-000072Bank
Sequential deposit growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-4.21% · CORE · VALID

Net-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-209.40% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-3.60% · CORE · VALID

Cash and equivalents5thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$177.4M · CORE · VALID

Sequential loan growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.09% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.34%
Current
-4.21%
Delta
-6.55%
Earnings Growth Decreased
Previous
43.46%
Current
-209.40%
Delta
-252.85%
Interest Income Growth Decreased
Previous
5.83%
Current
-3.60%
Delta
-9.43%
Liquidity Decreased
Previous
$305.9M
Current
$177.4M
Delta
-$128.5M
Loan Growth Increased
Previous
-2.66%
Current
3.09%
Delta
5.76%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Sep 30, 2024
Similarity
78%
Compared
5 dimensions
Coverage
100%
Liquidity 35.0 · Loan Growth 16.6 · Deposit Growth 5.0 · Earnings Growth 30.0 · Interest Income Growth 5.0
Mar 31, 2023
Similarity
73%
Compared
5 dimensions
Coverage
100%
Liquidity 0.0 · Loan Growth 15.0 · Deposit Growth 40.0 · Earnings Growth 31.3 · Interest Income Growth 28.8
Dec 31, 2025
Similarity
73%
Compared
5 dimensions
Coverage
100%
Liquidity 5.0 · Loan Growth 25.0 · Deposit Growth 30.0 · Earnings Growth 45.0 · Interest Income Growth 10.0
Mar 31, 2025
Similarity
73%
Compared
5 dimensions
Coverage
100%
Liquidity 20.0 · Loan Growth 35.0 · Deposit Growth 5.0 · Earnings Growth 45.0 · Interest Income Growth 10.0
Dec 31, 2023
Similarity
58%
Compared
5 dimensions
Coverage
100%
Liquidity 40.0 · Loan Growth 72.5 · Deposit Growth 10.0 · Earnings Growth 42.1 · Interest Income Growth 16.6
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.