GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Mar 31, 2024

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-24-000044Bank
Sequential deposit growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.48% · CORE · VALID

Net-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-18.27% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

94.56% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

5.62% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$348.3M · CORE · VALID

Sequential loan growth18thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.loans

-1.99% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.24%
Current
0.48%
Delta
1.71%
Earnings Growth Decreased
Previous
15.57%
Current
-18.27%
Delta
-33.84%
Funding Cost Growth Decreased
Previous
174.98%
Current
94.56%
Delta
-80.42%
Interest Income Growth Decreased
Previous
18.00%
Current
5.62%
Delta
-12.38%
Liquidity Increased
Previous
$307.5M
Current
$348.3M
Delta
$40.8M
Loan Growth Increased
Previous
-2.22%
Current
-1.99%
Delta
0.22%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.