GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Dec 31, 2022

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-23-000020Bank
Sequential deposit growth18thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

-1.42% · CORE · VALID

Net-income growth47thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

30.43% · CORE · VALID

Interest-expense growth60thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

17.60% · CORE · VALID

Interest-income growth73thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

31.19% · CORE · VALID

Cash and equivalents0thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$176.8M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-6.18%
Current
-1.42%
Delta
4.76%
Earnings Growth Decreased
Previous
33.57%
Current
30.43%
Delta
-3.14%
Funding Cost Growth Increased
Previous
8.60%
Current
17.60%
Delta
9.00%
Interest Income Growth Decreased
Previous
35.94%
Current
31.19%
Delta
-4.74%
Liquidity Decreased
Previous
$224.7M
Current
$176.8M
Delta
-$47.9M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.