Research / BCML / Fundamental state Inspectable configuration
State dimensions Filing 0001730984-25-000017 Bank
Sequential deposit growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
4.57% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-13.90% · CORE · VALID
Interest-expense growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
42.53% · CORE · VALID
Interest-income growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
4.25% · CORE · VALID
Cash and equivalents 70th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$364.0M · CORE · VALID
Sequential loan growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.18% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 38 states Self-history eligible
Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Amended as filed Jun 30, 2022 6/6 normalized Amended as filed Sep 30, 2022 5/5 normalized Amended as filed Dec 31, 2022 6/6 normalized Amended as filed Mar 31, 2023 6/6 normalized Amended as filed Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -1.77%
Current 4.57%
Delta 6.34% Earnings Growth Decreased
Previous -9.25%
Current -13.90%
Delta -4.65% Funding Cost Growth Increased
Previous 31.67%
Current 42.53%
Delta 10.87% Interest Income Growth Increased
Previous 1.82%
Current 4.25%
Delta 2.44% Liquidity Increased
Previous $301.3M
Current $364.0M
Delta $62.7M Loan Growth Decreased
Previous 2.64%
Current 2.18%
Delta -0.46% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.