GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Dec 31, 2024

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-25-000017Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.57% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-13.90% · CORE · VALID

Interest-expense growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

42.53% · CORE · VALID

Interest-income growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

4.25% · CORE · VALID

Cash and equivalents70thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$364.0M · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.18% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.77%
Current
4.57%
Delta
6.34%
Earnings Growth Decreased
Previous
-9.25%
Current
-13.90%
Delta
-4.65%
Funding Cost Growth Increased
Previous
31.67%
Current
42.53%
Delta
10.87%
Interest Income Growth Increased
Previous
1.82%
Current
4.25%
Delta
2.44%
Liquidity Increased
Previous
$301.3M
Current
$364.0M
Delta
$62.7M
Loan Growth Decreased
Previous
2.64%
Current
2.18%
Delta
-0.46%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.