Research / BCML / Fundamental state Inspectable configuration
State dimensions Filing 0001730984-23-000035 Bank
Sequential deposit growth 50th Own-history percentile · N=18
Evidence method Sequential · gp.financial.deposits
2.03% · CORE · VALID
Net-income growth 31th Own-history percentile · N=16
Evidence method Yoy · gp.fundamentals.net_income
8.60% · CORE · VALID
Interest-expense growth 94th Own-history percentile · N=16
Evidence method Yoy · gp.financial.interest_expense
95.72% · CORE · VALID
Interest-income growth 44th Own-history percentile · N=16
Evidence method Yoy · gp.financial.interest_income
21.17% · CORE · VALID
Cash and equivalents 5th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$197.5M · CORE · VALID
Sequential loan growth 100th Own-history percentile · N=10
Evidence method Sequential · gp.financial.loans
44143.41% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 38 states Self-history eligible
Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Amended as filed Jun 30, 2022 6/6 normalized Amended as filed Sep 30, 2022 5/5 normalized Amended as filed Dec 31, 2022 6/6 normalized Amended as filed Mar 31, 2023 6/6 normalized Amended as filed Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -1.42%
Current 2.03%
Delta 3.44% Earnings Growth Decreased
Previous 30.43%
Current 8.60%
Delta -21.83% Funding Cost Growth Increased
Previous 17.60%
Current 95.72%
Delta 78.12% Interest Income Growth Decreased
Previous 31.19%
Current 21.17%
Delta -10.02% Liquidity Increased
Previous $176.8M
Current $197.5M
Delta $20.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.