GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Mar 31, 2023

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-23-000035Bank
Sequential deposit growth50thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

2.03% · CORE · VALID

Net-income growth31thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

8.60% · CORE · VALID

Interest-expense growth94thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

95.72% · CORE · VALID

Interest-income growth44thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

21.17% · CORE · VALID

Cash and equivalents5thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$197.5M · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.loans

44143.41% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.42%
Current
2.03%
Delta
3.44%
Earnings Growth Decreased
Previous
30.43%
Current
8.60%
Delta
-21.83%
Funding Cost Growth Increased
Previous
17.60%
Current
95.72%
Delta
78.12%
Interest Income Growth Decreased
Previous
31.19%
Current
21.17%
Delta
-10.02%
Liquidity Increased
Previous
$176.8M
Current
$197.5M
Delta
$20.7M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.