GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Dec 31, 2023

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-24-000028Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.24% · CORE · VALID

Net-income growth42thOwn-history percentile · N=19
Evidence method

Yoy · gp.fundamentals.net_income

15.57% · CORE · VALID

Interest-expense growth89thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_expense

174.98% · CORE · VALID

Interest-income growth32thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_income

18.00% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$307.5M · CORE · VALID

Sequential loan growth13thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.loans

-2.22% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.58%
Current
-1.24%
Delta
-1.81%
Earnings Growth Increased
Previous
-4.88%
Current
15.57%
Delta
20.45%
Funding Cost Growth Decreased
Previous
232.55%
Current
174.98%
Delta
-57.57%
Interest Income Growth Decreased
Previous
20.98%
Current
18.00%
Delta
-2.98%
Liquidity Increased
Previous
$301.9M
Current
$307.5M
Delta
$5.6M
Loan Growth Increased
Previous
-2.27%
Current
-2.22%
Delta
0.05%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.