GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Jun 30, 2024

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-24-000065Bank
Sequential deposit growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.50% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-22.29% · CORE · VALID

Interest-expense growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

44.88% · CORE · VALID

Interest-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

3.67% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$391.2M · CORE · VALID

Sequential loan growth33thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.loans

-1.21% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.48%
Current
1.50%
Delta
1.02%
Earnings Growth Decreased
Previous
-18.27%
Current
-22.29%
Delta
-4.01%
Funding Cost Growth Decreased
Previous
94.56%
Current
44.88%
Delta
-49.68%
Interest Income Growth Decreased
Previous
5.62%
Current
3.67%
Delta
-1.95%
Liquidity Increased
Previous
$348.3M
Current
$391.2M
Delta
$42.9M
Loan Growth Increased
Previous
-1.99%
Current
-1.21%
Delta
0.78%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.