GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Mar 31, 2025

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-25-007192Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-4.71% · CORE · VALID

Net-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-2.98% · CORE · VALID

Interest-expense growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

4.59% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

2.84% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$256.5M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.68% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.57%
Current
-4.71%
Delta
-9.27%
Earnings Growth Increased
Previous
-13.90%
Current
-2.98%
Delta
10.92%
Funding Cost Growth Decreased
Previous
42.53%
Current
4.59%
Delta
-37.94%
Interest Income Growth Decreased
Previous
4.25%
Current
2.84%
Delta
-1.41%
Liquidity Decreased
Previous
$364.0M
Current
$256.5M
Delta
-$107.5M
Loan Growth Decreased
Previous
2.18%
Current
0.68%
Delta
-1.49%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.