Research / BCML / Fundamental state Inspectable configuration
State dimensions Filing 0001730984-23-000088 Bank
Sequential deposit growth 40th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.58% · CORE · VALID
Net-income growth 28th Own-history percentile · N=18
Evidence method Yoy · gp.fundamentals.net_income
-4.88% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_expense
232.55% · CORE · VALID
Interest-income growth 39th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_income
20.98% · CORE · VALID
Cash and equivalents 40th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$301.9M · CORE · VALID
Sequential loan growth 7th Own-history percentile · N=15
Evidence method Sequential · gp.financial.loans
-2.27% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 38 states Self-history eligible
Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Amended as filed Jun 30, 2022 6/6 normalized Amended as filed Sep 30, 2022 5/5 normalized Amended as filed Dec 31, 2022 6/6 normalized Amended as filed Mar 31, 2023 6/6 normalized Amended as filed Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.91%
Current 0.58%
Delta -0.33% Earnings Growth Decreased
Previous 84.44%
Current -4.88%
Delta -89.32% Funding Cost Growth Increased
Previous 184.62%
Current 232.55%
Delta 47.92% Interest Income Growth Decreased
Previous 22.02%
Current 20.98%
Delta -1.04% Liquidity Increased
Previous $250.2M
Current $301.9M
Delta $51.7M Loan Growth Decreased
Previous -1.48%
Current -2.27%
Delta -0.79% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.