GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Sep 30, 2023

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-23-000088Bank
Sequential deposit growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.58% · CORE · VALID

Net-income growth28thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

-4.88% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

232.55% · CORE · VALID

Interest-income growth39thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

20.98% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$301.9M · CORE · VALID

Sequential loan growth7thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.loans

-2.27% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.91%
Current
0.58%
Delta
-0.33%
Earnings Growth Decreased
Previous
84.44%
Current
-4.88%
Delta
-89.32%
Funding Cost Growth Increased
Previous
184.62%
Current
232.55%
Delta
47.92%
Interest Income Growth Decreased
Previous
22.02%
Current
20.98%
Delta
-1.04%
Liquidity Increased
Previous
$250.2M
Current
$301.9M
Delta
$51.7M
Loan Growth Decreased
Previous
-1.48%
Current
-2.27%
Delta
-0.79%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.