GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BCML · Jun 30, 2023

BayCom Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001730984-23-000076Bank
Sequential deposit growth42thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

0.91% · CORE · VALID

Net-income growth100thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

84.44% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

184.62% · CORE · VALID

Interest-income growth47thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

22.02% · CORE · VALID

Cash and equivalents20thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$250.2M · CORE · VALID

Sequential loan growth7thOwn-history percentile · N=14
Evidence method

Sequential · gp.financial.loans

-1.48% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History38 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.03%
Current
0.91%
Delta
-1.12%
Earnings Growth Increased
Previous
37.52%
Current
84.44%
Delta
46.92%
Funding Cost Growth Increased
Previous
95.72%
Current
184.62%
Delta
88.91%
Interest Income Growth Increased
Previous
21.17%
Current
22.02%
Delta
0.85%
Liquidity Increased
Previous
$197.5M
Current
$250.2M
Delta
$52.7M
Loan Growth Decreased
Previous
1.09%
Current
-1.48%
Delta
-2.57%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.