Research / BCML / Fundamental state Inspectable configuration
State dimensions Filing 0001730984-23-000076 Bank
Sequential deposit growth 42th Own-history percentile · N=19
Evidence method Sequential · gp.financial.deposits
0.91% · CORE · VALID
Net-income growth 100th Own-history percentile · N=17
Evidence method Yoy · gp.fundamentals.net_income
84.44% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=17
Evidence method Yoy · gp.financial.interest_expense
184.62% · CORE · VALID
Interest-income growth 47th Own-history percentile · N=17
Evidence method Yoy · gp.financial.interest_income
22.02% · CORE · VALID
Cash and equivalents 20th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$250.2M · CORE · VALID
Sequential loan growth 7th Own-history percentile · N=14
Evidence method Sequential · gp.financial.loans
-1.48% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 38 states Self-history eligible
Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Amended as filed Jun 30, 2022 6/6 normalized Amended as filed Sep 30, 2022 5/5 normalized Amended as filed Dec 31, 2022 6/6 normalized Amended as filed Mar 31, 2023 6/6 normalized Amended as filed Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.03%
Current 0.91%
Delta -1.12% Earnings Growth Increased
Previous 37.52%
Current 84.44%
Delta 46.92% Funding Cost Growth Increased
Previous 95.72%
Current 184.62%
Delta 88.91% Interest Income Growth Increased
Previous 21.17%
Current 22.02%
Delta 0.85% Liquidity Increased
Previous $197.5M
Current $250.2M
Delta $52.7M Loan Growth Decreased
Previous 1.09%
Current -1.48%
Delta -2.57% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.