Research / OCFC / Fundamental state Inspectable configuration
State dimensions Filing 0001004702-21-000122 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.92% · CORE · VALID
Net-income growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
63.94% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-45.82% · CORE · VALID
Interest-income growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-13.08% · CORE · VALID
Cash and equivalents 78th Own-history percentile · N=9
Evidence method Level · gp.fundamentals.cash
$1.1B · CORE · VALID
Sequential loan growth 83th Own-history percentile · N=18
Evidence method Sequential · gp.financial.loans
25.24% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 41 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.80%
Current -0.92%
Delta -1.72% Earnings Growth Decreased
Previous 97.77%
Current 63.94%
Delta -33.83% Funding Cost Growth Decreased
Previous -39.28%
Current -45.82%
Delta -6.53% Interest Income Growth Increased
Previous -13.58%
Current -13.08%
Delta 0.50% Liquidity Decreased
Previous $1.2B
Current $1.1B
Delta -$78.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.