Evidence method
Yoy · gp.fundamentals.net_income
-35.83% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
CACC · Dec 31, 2020
CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0000885550-21-000034Bank
Evidence method
Yoy · gp.financial.interest_expense
-2.14% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$16.0M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
-1.13% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History22 statesSelf-history eligible
Jun 30, 20180/4 normalizedLevel 3Sep 30, 20180/4 normalizedLevel 3Dec 31, 20181/4 normalizedLevel 3Mar 31, 20192/4 normalizedLevel 3Jun 30, 20192/4 normalizedLevel 3Sep 30, 20192/4 normalizedLevel 3Dec 31, 20194/4 normalizedLevel 3Mar 31, 20204/4 normalizedLevel 3Jun 30, 20204/4 normalizedLevel 3Sep 30, 20204/4 normalizedLevel 3Dec 31, 20204/4 normalizedLevel 3Mar 31, 20213/3 normalizedLevel 3Jun 30, 20214/4 normalizedLevel 3Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Sep 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 46.37%
- Current
- -35.83%
- Delta
- -82.21%
- Previous
- -7.14%
- Current
- -2.14%
- Delta
- 5.00%
- Previous
- $8.9M
- Current
- $16.0M
- Delta
- $7.1M
- Previous
- 1.71%
- Current
- -1.13%
- Delta
- -2.84%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · CACC Fundamental State →Analogous To · CACC state analogue 5 →Has State · CREDIT ACCEPTANCE CORP →Transitioned To · CACC Fundamental State →Transitioned To · CACC EARNINGS_GROWTH_DECREASED →Transitioned To · CACC FUNDING_COST_GROWTH_INCREASED →Transitioned To · CACC LIQUIDITY_INCREASED →Transitioned To · CACC LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.