GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CACC · Mar 31, 2020

CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000885550-20-000050Bank
Net-income growth0thOwn-history percentile · N=9
Evidence method

Yoy · gp.fundamentals.net_income

-150.97% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_expense

15.33% · CORE · VALID

Cash and equivalents62thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$25.7M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.loans

-1.00% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History22 statesSelf-history eligible
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
14.30%
Current
-150.97%
Delta
-165.28%
Funding Cost Growth Decreased
Previous
25.29%
Current
15.33%
Delta
-9.95%
Liquidity Decreased
Previous
$187.4M
Current
$25.7M
Delta
-$161.7M
Loan Growth Decreased
Previous
1.85%
Current
-1.00%
Delta
-2.85%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.