GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CACC · Mar 31, 2022

CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000885550-22-000031Bank
Net-income growth25thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

6.04% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

-16.67% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$17.6M · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.14% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History22 statesSelf-history eligible
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
127.62%
Current
6.04%
Delta
-121.59%
Funding Cost Growth Decreased
Previous
-14.48%
Current
-16.67%
Delta
-2.19%
Liquidity Decreased
Previous
$23.3M
Current
$17.6M
Delta
-$5.7M
Loan Growth Increased
Previous
-3.74%
Current
-0.14%
Delta
3.60%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.