GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CACC · Jun 30, 2019

CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000885550-19-000063Bank
Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

8.87% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

28.68% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents50thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$19.7M · CORE · VALID

Sequential loan growth33thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

3.91% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History22 statesSelf-history eligible
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
36.89%
Current
8.87%
Delta
-28.01%
Funding Cost Growth Decreased
Previous
30.43%
Current
28.68%
Delta
-1.75%
Liquidity Decreased
Previous
$41.3M
Current
$19.7M
Delta
-$21.6M
Loan Growth Decreased
Previous
6.60%
Current
3.91%
Delta
-2.69%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.