GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CACC · Sep 30, 2022

CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000885550-22-000082Bank
Net-income growth6thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

-65.28% · CORE · VALID

Interest-expense growth47thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_expense

5.03% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$10.7M · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.19% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History22 statesSelf-history eligible
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
-62.79%
Current
-65.28%
Delta
-2.49%
Funding Cost Growth Increased
Previous
-7.38%
Current
5.03%
Delta
12.41%
Liquidity Increased
Previous
$4.1M
Current
$10.7M
Delta
$6.6M
Loan Growth Decreased
Previous
-0.06%
Current
-0.19%
Delta
-0.14%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.