Evidence method
Yoy · gp.fundamentals.net_income
9.54% · CORE · NOT_ENOUGH_HISTORY
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
CACC · Sep 30, 2019
CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0000885550-19-000070Bank
Evidence method
Yoy · gp.financial.interest_expense
22.63% · CORE · NOT_ENOUGH_HISTORY
Evidence method
Level · gp.fundamentals.cash
$24.7M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
2.81% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History22 statesSelf-history eligible
Jun 30, 20180/4 normalizedLevel 3Sep 30, 20180/4 normalizedLevel 3Dec 31, 20181/4 normalizedLevel 3Mar 31, 20192/4 normalizedLevel 3Jun 30, 20192/4 normalizedLevel 3Sep 30, 20192/4 normalizedLevel 3Dec 31, 20194/4 normalizedLevel 3Mar 31, 20204/4 normalizedLevel 3Jun 30, 20204/4 normalizedLevel 3Sep 30, 20204/4 normalizedLevel 3Dec 31, 20204/4 normalizedLevel 3Mar 31, 20213/3 normalizedLevel 3Jun 30, 20214/4 normalizedLevel 3Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Sep 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 8.87%
- Current
- 9.54%
- Delta
- 0.66%
- Previous
- 28.68%
- Current
- 22.63%
- Delta
- -6.05%
- Previous
- $19.7M
- Current
- $24.7M
- Delta
- $5.0M
- Previous
- 3.91%
- Current
- 2.81%
- Delta
- -1.10%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · CACC Fundamental State →Has State · CREDIT ACCEPTANCE CORP →Transitioned To · CACC Fundamental State →Transitioned To · CACC EARNINGS_GROWTH_INCREASED →Transitioned To · CACC FUNDING_COST_GROWTH_DECREASED →Transitioned To · CACC LIQUIDITY_INCREASED →Transitioned To · CACC LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.