Evidence method
Yoy · gp.fundamentals.net_income
14.30% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
CACC · Dec 31, 2019
CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0000885550-20-000021Bank
Evidence method
Yoy · gp.financial.interest_expense
25.29% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$187.4M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
1.85% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History22 statesSelf-history eligible
Jun 30, 20180/4 normalizedLevel 3Sep 30, 20180/4 normalizedLevel 3Dec 31, 20181/4 normalizedLevel 3Mar 31, 20192/4 normalizedLevel 3Jun 30, 20192/4 normalizedLevel 3Sep 30, 20192/4 normalizedLevel 3Dec 31, 20194/4 normalizedLevel 3Mar 31, 20204/4 normalizedLevel 3Jun 30, 20204/4 normalizedLevel 3Sep 30, 20204/4 normalizedLevel 3Dec 31, 20204/4 normalizedLevel 3Mar 31, 20213/3 normalizedLevel 3Jun 30, 20214/4 normalizedLevel 3Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Sep 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 9.54%
- Current
- 14.30%
- Delta
- 4.77%
- Previous
- 22.63%
- Current
- 25.29%
- Delta
- 2.66%
- Previous
- $24.7M
- Current
- $187.4M
- Delta
- $162.7M
- Previous
- 2.81%
- Current
- 1.85%
- Delta
- -0.96%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · CACC Fundamental State →Has State · CREDIT ACCEPTANCE CORP →Transitioned To · CACC Fundamental State →Transitioned To · CACC EARNINGS_GROWTH_INCREASED →Transitioned To · CACC FUNDING_COST_GROWTH_INCREASED →Transitioned To · CACC LIQUIDITY_INCREASED →Transitioned To · CACC LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.