GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CACC · Jun 30, 2022

CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000885550-22-000064Bank
Net-income growth6thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

-62.79% · CORE · VALID

Interest-expense growth28thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

-7.38% · CORE · VALID

Cash and equivalents0thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$4.1M · CORE · VALID

Sequential loan growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.06% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History22 statesSelf-history eligible
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
6.04%
Current
-62.79%
Delta
-68.82%
Funding Cost Growth Increased
Previous
-16.67%
Current
-7.38%
Delta
9.29%
Liquidity Decreased
Previous
$17.6M
Current
$4.1M
Delta
-$13.5M
Loan Growth Increased
Previous
-0.14%
Current
-0.06%
Delta
0.09%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.