Evidence method
Yoy · gp.fundamentals.net_income
-152.31% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
CACC · Sep 30, 2026
CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration
State dimensions
Filing0000885550-26-000201Bank
Evidence method
Yoy · gp.financial.interest_expense
-7.82% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$1.3M · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History22 statesSelf-history eligible
Jun 30, 20180/4 normalizedLevel 3Sep 30, 20180/4 normalizedLevel 3Dec 31, 20181/4 normalizedLevel 3Mar 31, 20192/4 normalizedLevel 3Jun 30, 20192/4 normalizedLevel 3Sep 30, 20192/4 normalizedLevel 3Dec 31, 20194/4 normalizedLevel 3Mar 31, 20204/4 normalizedLevel 3Jun 30, 20204/4 normalizedLevel 3Sep 30, 20204/4 normalizedLevel 3Dec 31, 20204/4 normalizedLevel 3Mar 31, 20213/3 normalizedLevel 3Jun 30, 20214/4 normalizedLevel 3Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Sep 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 55.49%
- Current
- -152.31%
- Delta
- -207.80%
- Previous
- -9.06%
- Current
- -7.82%
- Delta
- 1.24%
- Previous
- $1.4M
- Current
- $1.3M
- Delta
- -$100,000
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
- Similarity
- 95%
- Compared
- 3 dimensions
- Coverage
- 100%
- Similarity
- 86%
- Compared
- 3 dimensions
- Coverage
- 100%
- Similarity
- 84%
- Compared
- 3 dimensions
- Coverage
- 100%
- Similarity
- 78%
- Compared
- 3 dimensions
- Coverage
- 100%
- Similarity
- 74%
- Compared
- 3 dimensions
- Coverage
- 100%
Research Graph
Related governed research
Analogous To · CACC state analogue 1 →Analogous To · CACC state analogue 2 →Compared To · Personal Credit Institutions peers →Analogous To · CACC state analogue 4 →Analogous To · CACC state analogue 5 →Analogous To · CACC state analogue 3 →Derived From · CACC Company Quality Vector →Has State · CREDIT ACCEPTANCE CORP →Transitioned To · CACC EARNINGS_GROWTH_DECREASED →Transitioned To · CACC FUNDING_COST_GROWTH_INCREASED →Transitioned To · CACC LIQUIDITY_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.