Evidence method
Yoy · gp.fundamentals.net_income
22.08% · CORE · NOT_ENOUGH_HISTORY
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
CACC · Dec 31, 2018
CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0000885550-19-000010Bank
Evidence method
Yoy · gp.financial.interest_expense
30.28% · CORE · NOT_ENOUGH_HISTORY
Evidence method
Level · gp.fundamentals.cash
$25.7M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
3.70% · CORE · NOT_ENOUGH_HISTORY
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History22 statesSelf-history eligible
Jun 30, 20180/4 normalizedLevel 3Sep 30, 20180/4 normalizedLevel 3Dec 31, 20181/4 normalizedLevel 3Mar 31, 20192/4 normalizedLevel 3Jun 30, 20192/4 normalizedLevel 3Sep 30, 20192/4 normalizedLevel 3Dec 31, 20194/4 normalizedLevel 3Mar 31, 20204/4 normalizedLevel 3Jun 30, 20204/4 normalizedLevel 3Sep 30, 20204/4 normalizedLevel 3Dec 31, 20204/4 normalizedLevel 3Mar 31, 20213/3 normalizedLevel 3Jun 30, 20214/4 normalizedLevel 3Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Sep 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 49.95%
- Current
- 22.08%
- Delta
- -27.87%
- Previous
- 34.75%
- Current
- 30.28%
- Delta
- -4.47%
- Previous
- $195.7M
- Current
- $25.7M
- Delta
- -$170.0M
- Previous
- 3.99%
- Current
- 3.70%
- Delta
- -0.29%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · CACC Fundamental State →Has State · CREDIT ACCEPTANCE CORP →Transitioned To · CACC Fundamental State →Transitioned To · CACC EARNINGS_GROWTH_DECREASED →Transitioned To · CACC FUNDING_COST_GROWTH_DECREASED →Transitioned To · CACC LIQUIDITY_DECREASED →Transitioned To · CACC LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.