GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CACC · Sep 30, 2021

CREDIT ACCEPTANCE CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000885550-21-000134Bank
Net-income growth21thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

3.26% · CORE · VALID

Interest-expense growth7thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

-14.96% · CORE · VALID

Cash and equivalents32thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$13.3M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.loans

-2.74% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History22 statesSelf-history eligible
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
199.38%
Current
3.26%
Delta
-196.11%
Funding Cost Growth Decreased
Previous
-12.86%
Current
-14.96%
Delta
-2.09%
Liquidity Decreased
Previous
$383.5M
Current
$13.3M
Delta
-$370.2M
Loan Growth Decreased
Previous
-1.56%
Current
-2.74%
Delta
-1.18%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.