GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WTFC · Dec 31, 2020

WINTRUST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001015328-21-000057Bank
Sequential deposit growth50thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.deposits

3.48% · CORE · VALID

Net-income growth22thOwn-history percentile · N=9
Evidence method

Yoy · gp.fundamentals.net_income

-17.63% · CORE · VALID

Interest-expense growth11thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_expense

-23.35% · CORE · VALID

Interest-income growth11thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_income

-6.65% · CORE · VALID

Cash and equivalents69thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$322.5M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.54%
Current
3.48%
Delta
2.94%
Earnings Growth Decreased
Previous
8.27%
Current
-17.63%
Delta
-25.90%
Funding Cost Growth Increased
Previous
-38.49%
Current
-23.35%
Delta
15.14%
Interest Income Growth Increased
Previous
-12.26%
Current
-6.65%
Delta
5.61%
Liquidity Increased
Previous
$308.7M
Current
$322.5M
Delta
$13.8M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.