GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WTFC · Jun 30, 2026

WINTRUST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001015328-26-000022Bank
Sequential deposit growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.78% · CORE · VALID

Net-income growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

19.52% · CORE · VALID

Interest-expense growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-2.72% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

4.40% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$595.9M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
2.07%
Current
3.78%
Delta
1.71%
Earnings Growth Decreased
Previous
20.29%
Current
19.52%
Delta
-0.77%
Funding Cost Growth Increased
Previous
-3.32%
Current
-2.72%
Delta
0.60%
Interest Income Growth Decreased
Previous
4.58%
Current
4.40%
Delta
-0.18%
Liquidity Increased
Previous
$543.7M
Current
$595.9M
Delta
$52.1M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Jun 30, 2025
Similarity
85%
Compared
5 dimensions
Coverage
100%
Liquidity 10.0 · Deposit Growth 0.0 · Earnings Growth 15.0 · Funding Cost Growth 15.0 · Interest Income Growth 25.0
Mar 31, 2026
Similarity
82%
Compared
5 dimensions
Coverage
100%
Liquidity 5.0 · Deposit Growth 40.0 · Earnings Growth 0.0 · Funding Cost Growth 0.0 · Interest Income Growth 5.0
Dec 31, 2021
Similarity
80%
Compared
5 dimensions
Coverage
100%
Liquidity 8.5 · Deposit Growth 8.8 · Earnings Growth 29.6 · Funding Cost Growth 22.3 · Interest Income Growth 23.5
Dec 31, 2020
Similarity
76%
Compared
5 dimensions
Coverage
100%
Liquidity 15.8 · Deposit Growth 35.0 · Earnings Growth 32.8 · Funding Cost Growth 18.9 · Interest Income Growth 3.9
Sep 30, 2024
Similarity
75%
Compared
5 dimensions
Coverage
100%
Liquidity 15.0 · Deposit Growth 10.0 · Earnings Growth 20.0 · Funding Cost Growth 20.0 · Interest Income Growth 45.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.