Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-26-000022 Bank
Sequential deposit growth 85th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.78% · CORE · VALID
Net-income growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
19.52% · CORE · VALID
Interest-expense growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-2.72% · CORE · VALID
Interest-income growth 15th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
4.40% · CORE · VALID
Cash and equivalents 85th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$595.9M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 2.07%
Current 3.78%
Delta 1.71% Earnings Growth Decreased
Previous 20.29%
Current 19.52%
Delta -0.77% Funding Cost Growth Increased
Previous -3.32%
Current -2.72%
Delta 0.60% Interest Income Growth Decreased
Previous 4.58%
Current 4.40%
Delta -0.18% Liquidity Increased
Previous $543.7M
Current $595.9M
Delta $52.1M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Jun 30, 2025
Similarity 85%
Compared 5 dimensions
Coverage 100% Liquidity 10.0 · Deposit Growth 0.0 · Earnings Growth 15.0 · Funding Cost Growth 15.0 · Interest Income Growth 25.0 Mar 31, 2026
Similarity 82%
Compared 5 dimensions
Coverage 100% Liquidity 5.0 · Deposit Growth 40.0 · Earnings Growth 0.0 · Funding Cost Growth 0.0 · Interest Income Growth 5.0 Dec 31, 2021
Similarity 80%
Compared 5 dimensions
Coverage 100% Liquidity 8.5 · Deposit Growth 8.8 · Earnings Growth 29.6 · Funding Cost Growth 22.3 · Interest Income Growth 23.5 Dec 31, 2020
Similarity 76%
Compared 5 dimensions
Coverage 100% Liquidity 15.8 · Deposit Growth 35.0 · Earnings Growth 32.8 · Funding Cost Growth 18.9 · Interest Income Growth 3.9 Sep 30, 2024
Similarity 75%
Compared 5 dimensions
Coverage 100% Liquidity 15.0 · Deposit Growth 10.0 · Earnings Growth 20.0 · Funding Cost Growth 20.0 · Interest Income Growth 45.0 Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.