Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-25-000188 Bank
Sequential deposit growth 85th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
4.19% · CORE · VALID
Net-income growth 70th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
28.31% · CORE · VALID
Interest-expense growth 45th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-1.36% · CORE · VALID
Interest-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
8.34% · CORE · VALID
Cash and equivalents 95th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$695.6M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 2.01%
Current 4.19%
Delta 2.18% Earnings Growth Increased
Previous 0.93%
Current 28.31%
Delta 27.38% Funding Cost Growth Decreased
Previous 5.62%
Current -1.36%
Delta -6.98% Interest Income Growth Decreased
Previous 10.11%
Current 8.34%
Delta -1.77% Liquidity Increased
Previous $616.3M
Current $695.6M
Delta $79.3M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.