Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-22-000180 Bank
Sequential deposit growth 11th Own-history percentile · N=19
Evidence method Sequential · gp.financial.deposits
0.48% · CORE · VALID
Net-income growth 69th Own-history percentile · N=16
Evidence method Yoy · gp.fundamentals.net_income
30.99% · CORE · VALID
Interest-expense growth 94th Own-history percentile · N=16
Evidence method Yoy · gp.financial.interest_expense
86.01% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=16
Evidence method Yoy · gp.financial.interest_income
44.66% · CORE · VALID
Cash and equivalents 95th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$489.6M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.89%
Current 0.48%
Delta -0.41% Earnings Growth Increased
Previous -10.08%
Current 30.99%
Delta 41.07% Funding Cost Growth Increased
Previous -14.57%
Current 86.01%
Delta 100.57% Interest Income Growth Increased
Previous 16.39%
Current 44.66%
Delta 28.27% Liquidity Decreased
Previous $498.9M
Current $489.6M
Delta -$9.3M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.