GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WTFC · Sep 30, 2025

WINTRUST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001015328-25-000207Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.60% · CORE · VALID

Net-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

27.21% · CORE · VALID

Interest-expense growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-2.27% · CORE · VALID

Interest-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

6.08% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$565.5M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.19%
Current
1.60%
Delta
-2.59%
Earnings Growth Decreased
Previous
28.31%
Current
27.21%
Delta
-1.10%
Funding Cost Growth Decreased
Previous
-1.36%
Current
-2.27%
Delta
-0.91%
Interest Income Growth Decreased
Previous
8.34%
Current
6.08%
Delta
-2.27%
Liquidity Decreased
Previous
$695.6M
Current
$565.5M
Delta
-$130.1M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.