Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-22-000097 Bank
Sequential deposit growth 0th Own-history percentile · N=17
Evidence method Sequential · gp.financial.deposits
0.29% · CORE · VALID
Net-income growth 21th Own-history percentile · N=14
Evidence method Yoy · gp.fundamentals.net_income
-16.82% · CORE · VALID
Interest-expense growth 36th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_expense
-33.54% · CORE · VALID
Interest-income growth 57th Own-history percentile · N=14
Evidence method Yoy · gp.financial.interest_income
7.46% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=18
Evidence method Level · gp.fundamentals.cash
$462.6M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 5.36%
Current 0.29%
Delta -5.07% Earnings Growth Decreased
Previous 59.10%
Current -16.82%
Delta -75.92% Funding Cost Growth Increased
Previous -40.53%
Current -33.54%
Delta 6.99% Interest Income Growth Increased
Previous -1.36%
Current 7.46%
Delta 8.81% Liquidity Increased
Previous $411.2M
Current $462.6M
Delta $51.4M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.