GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WTFC · Sep 30, 2021

WINTRUST FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001015328-21-000189Bank
Sequential deposit growth53thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

2.96% · CORE · VALID

Net-income growth33thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

1.70% · CORE · VALID

Interest-expense growth25thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_expense

-36.69% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

3.63% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$462.3M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
2.46%
Current
2.96%
Delta
0.50%
Earnings Growth Decreased
Previous
385.29%
Current
1.70%
Delta
-383.59%
Funding Cost Growth Increased
Previous
-40.03%
Current
-36.69%
Delta
3.35%
Interest Income Growth Increased
Previous
-3.10%
Current
3.63%
Delta
6.74%
Liquidity Increased
Previous
$435.0M
Current
$462.3M
Delta
$27.3M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.